Stripe Integration
Stripe integration for UK accounting, reconciled to the penny
Stripe takes the payment; AccLedger keeps the books. Stripe pays you net, in batches, days later. Your books need every sale gross, every fee as a cost and every payout matched to the bank. AccLedger reads your Stripe account, shows exactly what is missing from your books and fills it in for you to check — then files your VAT return to HMRC from the same place.
30-day free trial · £6/month add-on after that · Read-only Stripe access · HMRC-recognised MTD software
Every payment has an invoice
AccLedger lists each Stripe payment that has no invoice in your books and prepares one — one per payment, or one monthly summary invoice per VAT treatment. You check it before anything is saved.
Payouts matched to the bank
Each Stripe payout is matched to the deposit on your bank feed, so you can see which payouts have landed and which are still on their way.
Fees checked against the month
Stripe's fees for the month are compared with the fee expenses you have booked. If they don't agree, AccLedger prefills the expense so you can book it from Stripe's tax invoice.
The right VAT on every sale
Use Stripe Tax? AccLedger takes the VAT Stripe charged. If not, it suggests the VAT from the customer’s country and what you sell — UK rate, outside the scope of UK VAT, or reverse charge.
Clearing account that proves itself
Sales, refunds, fees and payouts all run through a Stripe clearing account. At month end its balance should equal your Stripe balance — AccLedger shows you whether it does.
MTD VAT in the same app
No export to another package. The invoices you create from Stripe go straight into your VAT return, which AccLedger submits to HMRC.
Connect Stripe in a minute — read-only
AccLedger connects through its own Stripe App. You approve it in your Stripe Dashboard and it can only read: it cannot move money, refund a customer or change a setting. You can disconnect at any time, from AccLedger or from Stripe.
- Installed from Stripe — no API keys to copy or paste
- Read-only access to payments, refunds, fees, payouts and invoices
- Only the business owner can connect or disconnect
- Uninstall from your Stripe Dashboard and access stops straight away
Gross sales in, net payouts out — the way your accountant wants it
The common mistake is booking the payout as the sale. That understates turnover and hides Stripe’s fees. AccLedger books the sale gross to the Stripe clearing account, the fee as an expense, and the payout as a transfer to the bank, so turnover, costs and VAT are all correct.
- Sales and refunds posted gross to the clearing account
- Refunds become credit notes against the original sale
- Payouts clear the clearing account against the bank deposit
- Every entry is a balanced double-entry journal
VAT for customers abroad, worked out per sale
Tell AccLedger once how you charge VAT and what you sell — digital services, professional services, other services or goods. It then suggests the treatment for each Stripe payment from the customer’s billing and card country, and flags the ones that need a second look.
- Stripe Tax users: the VAT Stripe charged is kept as it is
- Non-UK customers of digital and professional services: outside the scope of UK VAT
- Business customers abroad: reverse charge wording on the invoice
- Address and card country disagree? Flagged for you to check
One monthly check instead of an afternoon in spreadsheets
Pick a month and AccLedger shows gross sales, fees, payouts arrived, open payouts, payments without an invoice and the clearing account balance — then exports the lot to CSV for your accountant.
- Month view with a clear “needs attention” list
- Export the month to CSV for your accountant
- Accountants can review; only the owner manages the add-on
- Works alongside your bank feed, invoicing and VAT return
How AccLedger compares
| Capability | AccLedger | Connector + separate accounting package |
|---|---|---|
| Stripe sales, fees and payouts reconciled | ||
| Accounting, bank feed and VAT return in the same app | Two subscriptions | |
| VAT suggested per sale from the customer’s country | Tax mapping you set up | |
| Clearing account balance checked against Stripe | Manual | |
| MTD VAT filed to HMRC | In the accounting package | |
| Price for Stripe reconciliation | £6/month incl. VAT | A separate monthly fee on top of your accounts software |
Frequently asked questions
How much does Stripe reconciliation cost?
Can AccLedger move money or change anything in my Stripe account?
Is this an alternative to A2X or Link My Books?
How should Stripe payouts be recorded in the books?
How are Stripe fees booked?
Do I need Stripe Tax?
Can Stripe file my VAT return?
Who can turn the add-on on?
Explore more
Bring your Stripe account into your books
Try AccLedger free for 30 days, then add Stripe payments for £6 a month including VAT. Read-only, owner-controlled, and cancel any time.
30-day free trial · £6/month add-on after that · Read-only Stripe access · HMRC-recognised MTD software