AccLedger vs FreeAgent

The FreeAgent alternative with no upgrade walls

FreeAgent is a solid product at £33/month (free only if you bank with NatWest, RBS or Mettle) — but it has no inventory, no Shopify sync and limited multi-currency. AccLedger includes all three, from £5/month.

One plan, everything included · 90-day free trial · No credit card required

No upgrade walls

Every feature — VAT filing, inventory, payroll, multi-currency, Shopify sync — is in the one plan you start on. The plan you sign up with is the plan you finish your taxes on.

One honest price

Landlords £5, sole traders £7.50, limited companies £10 per month. No intro discounts that expire, no per-feature add-ons, no surprise renewal emails.

HMRC-recognised MTD software

AccLedger is on HMRC’s Making Tax Digital software list. File your 9-box VAT return directly to HMRC from your real transactions.

Full inventory included

Stock levels, movements, bills of materials, production runs, purchase orders and GRNs — included, not gated to a higher tier or a third-party app.

Built-in Shopify sync

Orders, payouts and stock levels sync two-way with your Shopify store. No paid connector apps required.

End-to-end UK compliance

Bookkeeping, VAT, payroll, Self Assessment and MTD ITSA quarterly updates in one ledger — built UK-first around HMRC’s requirements.

Why people look for a FreeAgent alternative

People search for a FreeAgent alternative for two reasons: they don’t bank with NatWest/RBS/Mettle so the "free" deal doesn’t apply and £33/month feels heavy for a sole trader — or their business outgrew it the day they needed stock control or an online store.

  • Entry-tier plans that exclude the features small businesses actually need
  • Add-ons and connector apps that multiply the real monthly cost
  • Intro discounts and renewal increases that change the price you agreed to

What switching to AccLedger looks like

Export your data from your current software as CSV, import it with AccLedger’s built-in migration tool, connect your bank feed and HMRC — most businesses are fully moved in an afternoon. Our team helps with migration free of charge during your trial.

  • CSV import for contacts, chart of accounts and transactions
  • Open banking bank feeds via GoCardless
  • Connect HMRC and see your real VAT obligations in minutes
  • 90 days free — long enough to file a real VAT return before paying anything

How AccLedger compares

CapabilityAccLedgerFreeAgent
Monthly priceFrom £5 (landlord), £7.50 (sole trader), £10 (ltd company)~£33/month unless you bank with NatWest/RBS/Mettle
Free trial90 days30 days
MTD VAT filing to HMRC
Bank feeds
Self Assessment support
Inventory & stock controlIncluded — BOM, production runs, GRNs
Shopify sync (orders, payouts, stock)Built-in, two-way
Multi-currency (GBP, USD, EUR, TRY)IncludedLimited
PayrollIncludedIncluded
Landlord plan£5/month with property income trackingLandlord product available

Frequently asked questions

Why switch from FreeAgent to AccLedger?
Two common reasons: price (if you don’t bank with NatWest, RBS or Mettle, FreeAgent costs around £33/month versus £7.50–£10 for AccLedger) and product scope (AccLedger includes full inventory, two-way Shopify sync and multi-currency, which FreeAgent doesn’t offer).
I get FreeAgent free with my bank — should I still switch?
If FreeAgent covers everything you need, the free deal is hard to beat — we’ll say that plainly. Switching makes sense when you need stock control, sell on Shopify, invoice in multiple currencies, or want one app for a mixed portfolio (e.g. a company plus rental properties).
Is AccLedger HMRC-recognised?
Yes. AccLedger is HMRC-recognised for MTD VAT and listed on HMRC’s software list, with direct 9-box VAT filing from your real transactions.
Can I import my FreeAgent data?
Yes. AccLedger imports contacts, chart of accounts and transactions from CSV exports, and our team helps with migration free of charge during your 90-day trial.

Ready to leave the upgrade ladder behind?

Start your 90-day free trial — long enough to run real books and file a real VAT return before you pay a penny. Competitor pricing checked June 2026 from public UK pricing pages, excluding VAT; always confirm current prices on the provider’s site. Xero, QuickBooks, FreeAgent and Sage are trademarks of their respective owners. AccLedger is an independent product and is not affiliated with, sponsored by, or endorsed by any of them.

One plan, everything included · 90-day free trial · No credit card required